The statement is false. Unfortunately, evidence that actively managed funds can consistently outperform their relevant index is difficult to find. It's even more challenging for an individual investor to identify which actively managed fund will outperform the index in a given year.
Yes, you may be able to beat the market, but with investment fees, taxes, and human emotion working against you, you're more likely to do so through luck than skill. If you can merely match the S&P 500, minus a small fee, you'll be doing better than most investors.
Mutual funds are actively managed by an investment professional, while index funds are more passive. Mutual funds come with much higher fees than index funds, which can cut into your potential gains.
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Answer:
Identity theft
Explanation:
Identity theft is a serious crime in which an individual(scammer) assumes fake identity of a person in order to gain personal information of the person.
The personal information which may include date of birth, social security numbers or password gotten is then used for their personal gains which may include stealing money or other vital information and documents.
To ensure a smooth transfer, the outgoing incident commander should provide a transfer of command briefing to the new incident commander. This should be done in a scenario in which the Deputy Incident Commander will be replacing the current Incident Commander.
A formal transfer of command at an incident always requires a transfer of command briefing for the incoming Incident Commander.
The correct answer is a simulation.
Computer simulation of systems, or just simulation, consists of the use of certain mathematical techniques, used in computers, which allow to imitate the operation of, practically any type of operation or process in the real world, that is, it is the study of the behavior of real systems through the exercise of models.
There are several definitions for the simulation, among which we can quote Pegden (1990) who says “simulation is a process of designing a computational model of a real system and conducting experiments with this model in order to understand its behavior and / or evaluate strategies for its operation ”. In this way, we can understand simulation as a broad process that encompasses not only the construction of the model, but the entire experimental method that follows, seeking:
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Describe the behavior of the system;
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Build theories and hypotheses considering the observations made;
Use the model to predict future behavior, that is, the effects produced by changes in the system or methods used in its operation.
