Answer:Umbrella policies protect you from financial liability if you cause damage to another person or their property. Examples of incidents where umbrella insurance may provide coverage include: ... Your bathroom floods and it causes water damage to your downstairs neighbor's home. You're found guilty in a defamation lawsuit so it is false
Explanation:
Prepaid plans allow you to purchase tuition credits, units or years either with one lump-sum payment or through monthly installments
Answer:
Federalism negative aspects include, the opportunity costs of decentralization, which materialize in terms of unexploited economies of scale; the emergence of spillover effects among jurisdictions; and the risk of cost-shifting exercises from one layer of the government to the other.
