Answer:
I agree with limiting the choices they can make until they are mature enough. This prevents them from doing something reckless and irresponsible in the moment. This also protects them from danger they are unaware of.
The answer is by rejecting papal authority over the community of believers.
Martin Luther wrote his 95 theses criticizing the Catholic Church and their practices. One of the biggest complaints he had was the church's use of indulgences. This is when an individual could pay the church in order to be forgiven for their sins. This is why he rejected the authority of the pope over the citizens, as he believed the corruption within the church was unethical.
Under federalism, It would be both state and federal government that has concurrent powers. These are powers in nations with a federal system of government that are shared by both the federal government and each constituent political unit. Hope this answers the question.
He was the governor of new York