Answer:
I don't believe there is a standard formula for late payments. The late payment charge would vary by the lending institution. Some may have their own formula and some may have a set charge.
Step-by-step explanation:
Pi & Phi in the human body. nautilus shells, Sunflowers, Seahorses, Pine Cones, Fibonacci Sequence etc.
It is neccesary because you cannot subtract them without having a common denominator so you have to rename 4 1/2
To find out how much she spent during the second month, all we have to do is subtract $305.43 and $213.20
$305.43 - $213.20 = $92.23
Therefore she spent $92.23 during the second month
Hope this helps