I think a memo is a pronoun
Time
I'm sorry! Am I too late?
I can't think of four things but I was always taught to always cite everything. Even if you think something is an original idea or phrase, look it up and make sure and if someone else has said that just put it in your work cited because that could be considered plagiarism. Also always cite direct quotes
Answer:
The correct answer is 10 years. Bankruptcy stays on your credit report for up to 10 years after final discharge.
Explanation:
C is the correct sentence.
All the others include a predicate, or a time, but not a subject
