Answer:
The answer is true.
Explained: they are all in charge if projecting the environment
The lines above is said to support a tone of somber reflection.
<h3>What does somber means?</h3>
The term somber connote a situation when a person is said to be very sad or having a somber mood.
Conclusively, When one is having somber reflection, one is said to be in a state of been dark and gloomy as a result of an issue or an event. I shall be telling this with a sigh somewhere ages and ages simplifies sadness of some sought.
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The people including including creditors/lenders that, could ask people to submit a credit report are D. All of the above
<h3>What are credit reports?</h3>
It should be noted that credit reports simply means a list of the bill payment history, current debt, loan, and other <em>financial</em> information that an individual has.
In this case, the people including including creditors/lenders that, could ask people to submit a credit report are employers, landlords, insurance companies, etc.
Therefore, the correct option is D.
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Complete question
Which of the below, including creditors/lenders, could ask people to submit a credit report?
Employers
Landlords
Insurance companies
All of the above