According to APA style regarding parenthetical citation, you will need to use the surnames of both authors separated by the symbol (&) and followed by the year for example (Robinson & Pearl, 2004) in case you want to refer to one written book by both authors. On the other hand, if you are referring to two different books and considering they share the same surname, you will have to include the initials of the authors, the year of each book and separate both authors using a semicolon. In this case, you will have to use the following format ( E. Barret Browning, 1990; R. Browning,1981)
Answer:
Over the weekend, I was shocked to hear that my next door neighbour, who has three adorable children, lost her husband in a freak accident.
As someone who is a parent and has also experienced loss, I empathized with her and was relieved to hear that she had security against the loss of her husband's income.
But not everybody is so lucky.
Did you know that in America over 58% of families would not be able to cover their monthly expenses just a few months after a loved one passed away?
It is often only those life-changing events like the death of a loved one – or the birth of a little one – that cause people to think about their own mortality. People tend to think that what is unlikely to happen will not, and as a result, they expose their family to the hit of a lost income forever.
Explanation:
The consequence is that most people have what we at Swiss Re call a "protection gap" – the term used to describe the difference between the financial means one has and one needs – and it primarily affects the middle classes (those earning between $30,000 and $120,000 per annum). This gap has taken on gigantic proportions. In the US alone, the population mortality protection gap stands at USD 21 trillion, which works out to approximately 400k USD per household. In Europe, the figure is almost as large (USD 17 trillion).
The protection gap exists because people lack awareness about both the gap itself and ways to rectify it.
Hi!
The sentence that would need re-reading would be sentence 4 or the last one.
Hope this helps !
One of the reasons why the complex characters in Shakespeare's plays appeal to a wide audience is because everyone can relate to at least one aspect of many characters, since they are so multi-layered. <span />
The appearance is somewhat deprived by LIbertas, the Roman goddess of freedom
