Question

All of the following statements regarding liability losses are correct, except: A Property damage includes physical damage to tangible property, including loss of use of that property B Bodily injury includes personal injury, physical injury, sickness and disease C Personal injury includes libel, slander, and false arrest D Loss of consortium means the loss of companionship of a husband or wife

Answer 1

Answer: D. Loss of consortium means the loss of companionship of a husband or wife

Explanation:

For the purposes of liability losses, loss of consortium does not refer to the loss of companionship of a husband and wife but rather refers to when the spouse is injured or killed due to negligence on the part of the defendant.

There is therefore no loss of companionship. For the purposes of liability losses, property damage does indeed include physical damage to tangible property and bodily injury does include personal injury. Libel and slander are also considered personal injury.