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timama [110]
2 years ago
12

I NEED HELP ASAP PLEASE!!!!

Mathematics
1 answer:
Firdavs [7]2 years ago
3 0

Answer:

Step-by-step explanation:

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5 0
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A family is purchasing a house and needs to finance a $195,000 mortgage from the bank with an annual percentage rate (APR) of 5.
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The monthly payment amount is $860.25.

Step-by-step explanation:

Step 1; The bank offers an amount of $195,000 with an APR of 5.3%. This means that the family must pay 5.3% of the $195,000 every year for 30 years. To calculate we must determine how much 5.3% of $195,000 is. To do that we make 5.3% a fraction by dividing it by 100 and multiplying it with the amount.

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Payment owed for 30 years = Payment owed a year × 30

                                               = $10,335 per year × 30 = $310,050 for 30 years.

Step 2; To find the monthly payments we need to know how many months are in a 30 year period. Months in 30 years = 30 × 12 months = 360 months. The monthly payment is, therefore, payment owed in 30 years divided by the months in that 30 year period.

Monthly payment = $10,335 / 360 = $ 861.25.

So the family must pay a monthly payment of $861.25 for 30 years.

4 0
3 years ago
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