A dividend is an amount returned to a policyowner out of an insurance company's surplus funds. In a practical sense it is a return of premiums that exceed the insurer's expenses and mortality experience. Only certain types of insurance policies produce dividends.
Answer:
I make my own lunches
Explanation:
I make my own lunches sounds more formal
Yet while Frankenstein is one of the most famous novels in the Gothic genre, it was written at a time when the Gothic novel was slowly giving way to the literary movement of Romanticism, and the novel shares the Romantic emphasis on the "sublime" power of nature.
Good for Anna, anyway what is the question ? I need more clarification
