Answer:
cyber-extortion
Explanation:
Ashley Baker has been the webmaster for Berryhill Finance only ten days when she received an e-mail that threatened to shut down Berryhill's website unless Ashley wired payment to an overseas account. Ashley was concerned that Berryhill Finance would suffer huge losses if its website went down, so she wired money to the appropriate account. The author of the e-mail successfully committed cyber-extortion.
The notation would be O (n-1) because there would be no need to compare with the first bit however this notation is most commonly noted as O (n) but the first is also technically correct