Answer: D
Explanation: it is advisable to use government benefits as an important source of income prior to retirement. Since income will no longer flow like before during the retirement period, government benefit and other allowance remain as the source of income for especially in a situation where there is no other private source of income.
Answer:
The correct answer is letter "C": organizational citizenship.
Explanation:
Organizational citizenship refers to the set of actions employees perform that are not part of their duties but help improve the working environment. These behaviors are usually referred to as the "plus" workers give to their performance even if their paychecks will not see an increase.
<em>Employees who are committed to their roles and who were empowered by direct supervisors are more likely to show organizational citizenship behaviors.</em>
<span>⢀⢀⢀⢀⢀⢀⣠⣴⣾⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡿⣿⣄⢀⠠⡀
⢀⢀⢀⢀⣠⣶⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣟⣤⣙⣿⣿⣾⣷⣄
⢀⢀⢀⣴⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⡄
⢀⢀⠜⣿⠙⣹⡻⡿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡄
⢀⢀⣰⣿⢠⣿⣇⣶⣿⣿⣿⣿⣿⣿⣿⡟⢿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⢀⢀⢀⢀
⢰⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡇⢀⢀⠍⠙⢿⡟⢿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣄⣴⣾⠃
⣿⣿⣿⣿⣿⣿⣿⠹⣿⣿⣿⣿⣿⣿⣿⠁⠈⢀⡤⢲⣾⣗⠲⣿⣿⣿⣿⣿⣿⣟⠻⢿⣿⣿⡿⠃
⡿⣿⣿⣿⣿⣿⣿⡀⢙⣿⣿⣿⣿⣿⣿⢀⠰⠁⢰⣾⣿⣿⡇⢀⣿⣿⣿⣿⣿⣿⡄⠈⢿⣿⣿⣿⣦⣄⡀
⡇⢻⣿⣿⣿⣿⢿⣇⢀⢀⠙⠷⣍⠛⠛⢀⢀⢀⢀⠙⠋⠉⢀⢀⢸⣿⣿⣿⣿⣿⣷⢀⡟⣿⣿⣿⣿⣿⣟⠦
⠰⢀⠻⣿⣿⣿⣧⡙⠆⢀⣀⠤⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢸⣿⣿⣿⣿⣿⣿⢿⣧⢸⢻⣿⣿⠿⢿⡆⠁⠠⠠
⢀⢀⢀⠈⢿⣿⣿⣷⣖⠋⠁⢀⢀⢀⢀⢀⢀⣀⣀⣄⢀⢀⢀⢀⢸⠏⣿⣿⣿⢿⣿⢸⣿⣆⢀⢻⣿⣆⢀⢀⢀⢀⢀⣀⡀
⢀⢀⢀⢀⠈⣿⣿⣿⣷⡀⢀⢀⢀⢀⢀⡒⠉⠉⢀⢀⢀⢀⢀⢀⢈⣴⣿⣿⡿⢀⡿⢀⢻⣿⣆⡈⣿⣿⠂⢀⢀⢀⢸⣿⢀⢀⢀⢀⢀
⢀⢀⢀⢀⢀⠘⣿⣿⣿⣷⣄⢀⢀⢀⢀⠐⠄⢀⢀⢀⠈⢀⣀⣴⣿⣿⣿⡿⠁⢀⣡⣶⣿⣿⣿⣿⣿⣯⣄⢀⢀⢀⢸⣿⢀⢀⢀⢀⠐⣠⣾
⢀⢀⢀⢀⢀⢀⢹⠻⣿⣿⣿⣿⣆⠢⣤⣄⢀⢀⣀⠠⢴⣾⣿⣿⡿⢋⠟⢡⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⣶⡄⣿⣿⢂⠐⢀⣤⡾⡟⠁
⢀⢀⢀⢀⢀⢀⠸⢀⠘⠿⣿⣿⣿⣦⣹⣿⣀⣀⣀⣀⠘⠛⠋⠁⡀⣄⣴⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡿⢀⣿⣿⣴⣾⣿⣭⣄⢀⢀
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠈⠛⣽⣿⣿⣿⣿⣿⣿⠁⢀⢀⢀⣡⣾⣿⣿⣿⡟⣹⣿⣿⣿⣿⣿⣿⣿⣿⣿⠏⢀⣼⣿⣿⣿⣿⣿⣿⣿⣿⣶
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢰⣿⣿⣿⣿⣿⣿⣿⣦⣤⣶⣿⡿⢛⢿⡇⠟⠰⣿⣿⣿⣿⣿⣿⣿⣿⣿⠁⢀⣼⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⣿⣿⣿⡿⢉⣭⢭⠏⣿⡿⢸⡏⣼⣿⢴⡇⢸⣿⣶⣿⣿⣿⣿⣿⣿⣿⠇⢀⢀⣿⣿⣿⣿⡿⢿⣿⣿⡿⠟⠁
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢰⣿⣿⣿⢃⣶⣶⡏⠸⠟⣱⣿⣧⣛⣣⢾⣿⣿⣿⣿⣿⣿⣿⣿⣿⡟⠈⢀⢀⡼⠉⠉⠉⠁⢀⢀⢀⢀⢀⢀⢀
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⣾⣿⣿⣿⣾⣿⣿⠟⢻⡿⡉⣷⣬⡛⣵⣿⣿⣿⣿⣿⣿⣿⣿⣿⡯⢀⢀⠴⠋
⢀⢀⢀⢀⢀⢀⢀⢀⢀⣸⣿⣿⣿⣿⣿⣿⡿⢰⠘⣰⣇⣿⣿⣰⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⠃
⢀⢀⢀⢀⢀⢀⢀⢀⢀⠘⢿⣿⣿⣿⣿⣿⡷⢺⣿⠟⣩⣭⣽⣇⠲⠶⣿⣿⣿⣿⣿⣿⣿⠃
⢀⢀⢀⢀⢀⢀⢀⢀⠐⢀⣾⣿⣿⣿⣿⠟⢐⡈⣿⣷⣶⠎⣹⡟⠟⣛⣸⣿⣿⣿⣿⣿⣿
⢀⢀⢀⢀⢀⢀⢀⠠⢀⣼⣿⣿⣿⣿⣯⣼⣿⣷⣿⣷⣶⣾⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿
⢀⢀⢀⢀⢀⢀⢀⠐⢸⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿
⢀⢀⢀⢀⢀⢀⢀⢀⠂⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡀
⢀⢀⢀⢀⢀⢀⢀⢀⠈⠼⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⡄
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠹⠉⢻⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣇
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠓⣀⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⣄
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠈⢿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⣄
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠄⡠⣹⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣷⣄
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢹⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣇
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⠟⠋⠉⠛⢦
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⡿⠛⠉⢀⢀⢀⢀⢀⢀⠁⡀
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢻⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⣿⢿⡿⠟⠁⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠐
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠈⠙⠻⠿⢿⣿⣿⣿⣿⣿⡿⣿⡟⣿⠹⣮⣿⠁⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠠
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠉⢀⠛⠳⢾⣷⣾⣿⣹⣿⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢧
⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢹⣿⣿⣇⢻⡀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⢀⠘⡆</span>
Answer: 16%
Explanation:
Interest rate on long term treasury securities is calculated below using following formula:
Interest rate = Real risk-free rate + inflation premium + default risk premium + liquidity premium + maturity risk premium
= 3% + 8% + 2% + 2% + 1%
= 16%
Interest rate on long term treasury securities is 16%.
Answer:
Option (a) is correct.
Explanation:
Given that,
Sales = $410,000
Costs = $284,000
Depreciation Expense = $510,000 × 0.1920]
= $97,920
Therefore,
Operating Cash Flow:
= [(Sales - Variable Costs - Fixed Costs) × (1 - Tax Rate)] + [Depreciation × Tax Rate]
= [($410,000 - 284,000) × (1 - 0.35)] + [$97,920 × 0.35]
= [$126,000 × 0.65] + [$97,920 × 0.35]
= $81,900 + $34,272
= $1,16,172
