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Answer:
A farmer would chose a luxury crop over a high caloric or nutritionally valued crop because a luxury crop would generate them more profit.
These are non-subsistence crops, ones that are not necessary to survive and be healthy, but luxury goods like the name implies. People are willing to pay more for them for this reason.
Non-target organisms (NTO) are species not targeted for control using a particular Cry protein expressed in transgenic plants, but may become exposed to it by feeding directly on plant tissues or indirectly on herbivores or parasites, or by direct ingestion via the environment, such as in the soil or water
Answer: Nowadays, it's very common for some people to have life insurances or auto insurances. Life insurances are given to a household when a primary wage earner dies, in order for the family to <u>have a financial help to deal with the absence of this primary wage</u>. It basically helps the household on <u>affording ordinary bills and mortgage expenses </u>for a certain period of time that might be hard for them. Auto insurances can protect you against accidents that might happen and cost you repairs or even a replacement. The insurance could also <u>cover medical expenses of the victims</u>, depending on what kind of agreement is made. Also, there's insurance against theft or natural disasters, that also help the owner financially to replace the car.
These types of insurance are important in order for you to plan your expenses better and to be prepared for unfortunate events that are unpredictable. Also, they can offer enough support for a family not to struggle to keep the household expenses if these events happen.
