In general places farther from the equator have colder winters and sometimes hotter summers with lower average year-round temperatures. but there are many other influences on climate besides latitude such as elevation rainfall and proximity to or distance from large bodies of water.
Argentina, Uruguay and south of Brazil, the southeast portions of East Asia, the southern United States, South Africa, and eastern Australia
Typically associated with a Cold front
Finland has the most islands, with an estimated total 221,800.
Hope this helps.