Answer:
The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection of consumers' credit information and access to their credit reports. It was passed in 1970 to address the fairness, accuracy, and privacy of the personal information contained in the files of the credit reporting agencies.
Explanation:
Lack of educational opportunities, lack of technology, overpopulation, and uneven distribution of wealth are factors that cause poverty in low-income nations.
