3,806,000 is the correct answer.
There are three in the millions place and 806 in the thousands. There are no numbers in the hundreds so you place zeros.
At the end of the January the balance of credit card need to be $498+$35=$533
$533 is more than one half of the $900. So at the end of the January.
Answer: (4, 5)
Work:
Substitute the y in the second problem with y=x+1
3x-2(x+1)=5
3x-2x+1=5
x=4
Now solve for y
y=4+1
y=5