Answer:
What's the question in this
25. The incorrectly punctuated sentence is the third option. This is because the comma is unnecessary and chops up the sentence. You should only put a comma before a conjunction (words like and, but, or) when there is a list (like in the last option) or when the words following the conjunction include a noun and verb (like the second option).
26. The correctly punctuated sentence is the second option. With dates specifically, there will always be a comma between the day and year (canceling out the first and third options), and if the sentence continues after the year, then there needs to be a comma after the year (which cancels out the last option).
Answer:
Speed, efficiency and transparency are the most important characteristics of a quality claims experience
Explanation:
Gerund as it functions as a subject of your sentence as well.