Payment history is by far the most important factor of your credit report. It's essential to pay your bills on time, every single time. Any late payment is going to have a significant effect on credit scores. Your payment history accounts for about 35% of a credit score.
Utilization, which is the balance-to-limit ratio on your credit cards, is the second most important criteria. You never want a balance to be higher than 30 % of the credit limit on a single credit card or in total. To determine your utilization rate, add up all of your balances and all of your credit limits and divide the total of your balances by the total of your limits. That percentage should not be more than 30% as a maximum. The lower the percentages, the better. It's ideal to pay your balances in full each month. Length of credit history, which is based on the length of time each account has been open andyour credit mix, which is the different kinds of accounts you have including mortgage, credit cards, auto loans, etc. Having a variety of credit types can increase your score slightly, but you should not apply for a number of accounts all at once to try to improve this element. Doing so will do more harm than good because of the next element.
Recent activity looks at how much credit you've received or applied for in recent months. Specifically, it will look at if you have applied for new credit in the past 3-6 months, new inquiries, and whether you are paying off accounts or taking on more debt.
Overall capacity, such as how much installment debt is outstanding.
If you get a credit score, it will list the risk factors that are most affecting that number. You should focus on those factors and address those issues on the credit report and your scores will take care of themselves.
Because the majority of Guatemalans are indigenous or mestizo - of mixed indigenous and white ancestry.
Why did America intervene in Guatemala in 1954?
Guatemalans band together in opposition to the army. As the Cold War intensified in the 1950s, the United States made foreign policy decisions with the objective of containing communism.
The civil war stifled Guatemala's economic growth, ended its political independence, and permitted a corrupt ruling class to dominate the country for its own political and economic gain.
Therefore, Guatemalans have mixed languages approximately 40% are indigenous, and 40% are mestizo.
Learn more about Guatemala from the given link.
brainly.com/question/486110
#SPJ4
It was the Battle of the Bulge that was the final Nazi offensive during WWII. This was a decisive battle that many believed sealed their fate since they never regained ground.
Answer:
There can never be too much democracy in the world. For a long time this was the assumption made by politicians and human rights organisations.
Explanation:
I know it's not a lot of information