the frame-story structure
hope this helps :)
This would be "in media res" meaning "in the middle of things." It begins, quite frankly, in the middle of things and carries on from there.
Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. An example of financial literacy is the advantages and disadvantages of fixed and variable interest rates are concepts that are easier to understand and make informed decisions about is you possess financial literacy skills.
You can conclude that the speaker Believes that climate change is a serious manner that needs to be addressed immediately with effective measures to insure the best outcome for planet earth and mankind itself.