Answer:
Thomas Jefferson and James Madison created it in the House of Representatives in extreme opposition to Alexander Hamilton's Federalist party. The Democratic Republicans despised the Federalists' idea of a national bank and thought it was unconstitutional.
Explanation:
• Washington’s warning about not forming political parties was
already being ignored by members of his own cabinet.
• Secretary of Treasury Alexander Hamilton and Secretary of State
Thomas Jefferson seemed to disagree on everything from the
economy, the national debt, states’ rights, trade, how to interpret
the Constitution, and whether to support Britain or France.
• These disagreements quickly split American political leaders into
two groups. The first American political parties were born.
