<span>b. A service charge is a flat fee charged to a borrower, while finance charge is a fee charged based on the amount borrowed.
Service charges are standard charges assessed to pay for business costs; finance charges vary depending on the amount borrowed.</span>
Assortment means there are many variations/types of an object or objects.
Hope this helps!
Answer:
it can make the process easier because it can be from your phone. but it may increase the likely hood of cheating.