Answer:
Factors that affect individual learning include motivation, how people learn, intellectual ability, attention spans, and prior knowledge.
Explanation:
If someone isn't motivated to learn they won't. Intellectual ability can affect how well they retain information. Attention span limits the amount people can learn. Prior knowledge means that they have already learned the concept somewhat.
Life, liberty, pursuit of happiness. The reason these are at the very beginning of the document is because without these life has no meaning. These also use the dominion effect. without life there is no liberty, without liberty there can be no true happiness.
The Federal<span> Reserve does </span>not<span> supervise or regulate </span>credit unions<span>. Federally chartered </span>credit unions<span> are regulated by the National </span>Credit Union<span> Administration, while state-chartered </span>credit unions<span> are regulated at the state level. The Fed is one of several banking regulatory agencies at the </span>federal<span> level.</span>