Answer:
Hey,......
Today is my birthday!! I wish you came to my school. Today I brought cupcakes to my second class and everybody LOVED them. ............ I hope you can still come to my birthday party
Answer:
Tests
Explanation:
Sirens show you what you want to see most through their call. It is a test of resolve if you can figure a way to sail past them without falling to the temptation.
While congratulating her colleague on her promotion, Kate should focus the message on the receiver.
Explanation:
As the person in focus is Kate's colleague who has got a promotion and not Kate herself, it would sound more appropriate if Kate talks about her colleague's achievement instead of herself. It is an important moment in the life and career of Kate's colleague and she deserves the accolade.
It would not be considered quiet civilized for Kate to talk about herself on such occasion. In her letter, Kate should keep the focus on her colleague's achievements.
Answer:
rising action
Explanation:
this is typically what builds up to the conflict (little obstacles or developments)
The Dodd–Frank Wall Street Reform and Consumer Protection Act was enacted in 2010 as a US federal law and signed by president Barack Obama as a response to deal with the global financial crisis. It aimed to establish strict financial regulations, for the first time since the reform approved in the aftermath of the Great Recession of 1929 and, ultimately, guarantee consumer protection.
The Consumer Financial Protection Bureau (CFPB) was created to protect consumers within the financial sector and has jurisdiction over different types of financial institutions: banks, credit unions, securities firms, payday lenders, mortgage operations, debt collectors and others. This institution is in charge of guaranteeing the transparency of the financial products offered in the markets and to ensure the markets work to cover the needs of American citizens.
