Accepting responsibility gives you the ability to change your life for the better. You can make a list of things you want to do or things you need to do. Identifying necessary better behaviour elements and adding them to the list can assist you with making specific improvements in your life.
Hope this helps; have a great day!
 
        
             
        
        
        
Answer:
A Christmas Carol was written by Charles Dickens in 1843. 
Explanation:
A Christmas Carol was set in mid 19th century, during this time people had a really bad time; most of the people was unemployed and the people who were employed were paid deficiently, others were seasonal or casual, which meant they were when work was available so most of the families lived in poverty which means that they didn’t have access to nice food and clothes and children were also used for the family income so the children had to work in work houses. In contrast the rich people had access to doctors, plenty of food and didn’t have to work, had nice clothes to wear and had a nice life. 
A Christmas Carol is divided into five staves. 
The first stave is a prologue where Dickens introduces the reader to scrooge and his characteristics. 
In the second stave Dickens writes about the ghost of the past who takes scrooge to the past and shows him what happened in his important parts of his life. 
In the third stave Dickens writes about the ghost of the present where the ghost of present shows scrooge what was happening at the present. 
In the fourth stave scrooge is met by the ghost of the future and he is shown what is going to happen in the future to him and people around him. 
The final stave is an epilogue, where dickens ends the novel by showing the reader how Scrooge changes his characteristics and revolutionizes
 
        
                    
             
        
        
        
The correct answers are "mutual fund", "money market", "real state", and "Stock".
All of these are forms of investment with varying volatility and there, risk.
- <em>Mutual Funds</em> are a form of investment in which you save you entrust your money to an institution who promises you a given return by investing it in diverse markets. 
- The <em>Money Market</em> is also an option for trading financial instruments with usual high rates of return (and risk). 
- <em>Real Estate</em> investments are an expensive, yet very safe way of investing, as land is the only asset which does not depreciate or lose value. 
- <em>Stocks</em> are a small percentage of ownership of companies. The expectation is that the value of these companies will rise leading to a potential gain by selling the stocks. 
 
        
             
        
        
        
1. Start with tension
2. Know what your characters’ wants are
3. End each chapter on a cliff
4. Give your characters obstacles
5. Understand your audience