If you do not spend your money or valuable items wisely, you will not benefit from it but instead sink in your own despair.
Answer:
Yes
Explanation:
You can see that that applied terms are correct
I'm gonna say D on this one. D because if I was reading a book about someone's life and they overused the word 'I', I would immediately become disinterested because it would feel as though the person is self-centered.