A misunderstanding led to conflict with the American Indians. The American Indians signed a treaty that led to lasting peace. A peace treaty was signed, but the colonists did not follow it.
You can spread costs over a longer period of time
It can lead you into debt
Because of interest, you end up paying more than you would have with cash
You don't have to wait to buy something
Hope it helps yah ... 。◕‿◕。