Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Ooo, history! I got this one :D
The stamp act was what required a tax to be paid if you exchanged documents. The act was made by the congress, and it allowed those who paid their tax to have a stamp on their document!
Answer:
3. the expectancy that studying will lead to good grades
Explanation:
- According to the rotter's theory in order to explain why people do things id due to theory state of the person decides to take action.
- Its based on how they expect the results to follow and how valuable the outcomes are based upon the expectations.
- As rotter believed a person's personality is built over time and is based on your expectations of reactions and experiences.
