Answer:
God that created the world, is omnipotent, omnipresent and omniscient, and intervenes in the world.
Well, as a graduate of UVM, I like the first one!
It would seem that ALL of the options are good with the caveat that college is not the right option for everyone.
If Ethan's goal is to open a coffee shop, saving money is a great way of having the necessary capital.
But, Ethan might want to consider taking classes at the local community college on business planning to get more tangible skills at a lower price than more finance related classes at UVM or elsewhere.
