Answer:
Most native-born Americans are unwilling to pick oranges because they view these jobs as demeaning, physically demanding, and better left for immigrants.
Explanation:
Most native-born Americans take to white-collar jobs instead of blue-collar jobs because the latter involves hard manual labor with low pay. They view these jobs as unfit for them, therefore illegal immigrants take up these jobs that do not require many formalities to survive.
Illegal immigrants who do these jobs are paid low wages. They might have to work overtime without being adequately compensated. They also risk being treated unfairly by their employers because they cannot make any legal claims.
Answer:
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Explanation:
The appropriate rider allows premium payments to be waived in the event of disability. There is usually a waiting period of 3 or 6 months once the policy owner becomes disabled before the first premium will be waived.
Long-term disability insurance plans are made to pay benefits for a longer time. The premiums are normally greater the longer the benefit term. This is why insurance companies offer optional clauses so you can customise your coverage to meet your needs. Benefit for Basic Partial Disability, If you sustain a disease or injury that affects your capacity to work but does not result in total disability, this offers partial payments. Benefit for Enhanced Partial Disability, For fee-for-service professionals and business owners, this specific Guardian rider may be especially useful. It offers benefits when you experience an income loss of 15% or more simply as a result of illness or injury.
Learn more about Disability riders here:
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