Hi there!
A low credit score can be the result of a lot of different factors. Maxed out credit cards and overdue fees are just some of the reasons why. Fully paid balances, on-time payments, and a long credit history are all good for your credit score and usually raise it, not lower it. As a result, the only option that makes sense would be...
A. Maxed out credit cards
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A. Decides that she will give it some more thought and do some research.
state? i need answer choices tbh