It would be D because in order to get rid of the fraction and the value of k you need to multiply -4 to the entire equation. Hope this helps love!
Melanie:
Amount after 5 years = 4000(1 + 0.04)⁵ = $4867
Gina:
Amount after 5 years = 4000 + 5(0.045 x 4000) = $4900
Answer: Gina has the greater balance and her balance is $4900.
Multipy $275 by the 4.5%
4.5%=.045 (just move the decimal 2 places left)
275*.045= 12.375 Susan gets $12.375 a year (don't round yet)
Multiply $12.375 by 5years 12.375*5= 61.875 (now round)
$61.90=B
I hope this helps! :)