It can be a technique to shorten or make it still at the point of conversation and avoid unrelated issues or situation. It also makes the discussion brief and concise. This provides other people to give their own opinion at a given time. There also might be an allotted time for each people.
Answer:
Credit union
Explanation:
Credit union refers to a financial institution which is owned and controlled by its members. They provide traditional system of banking services for their members. An individual can become a member of credit union by simply joining and opening an account with them.
They are non-profit financial institution, they are concerned about the welfare of their members. They give interest free loans to their members.
The Ten-Percent Plan. Lincoln's blueprint for Reconstruction included the Ten-Percent Plan,which specified that a southern state could be readmitted into the Union once 10 percent of its voters (from the voter rolls for the election of 1860) swore an oath of allegiance to the Union.