Air cools as it rises. Water vapor condenses and creates cumulus clouds, when condensation occurs, heat is released and helps create and grow a thunderstorm. Does this answer your question?
Urbanization brings noise pollution due to a larger population. This can be seen as one challenge. Another challenge is pollution such as plastic, gases, noise, etc due to the larger population. Also a big challenge is danger. You do not know the people as much in a larger town, therefore the danger to you is a lot more prominent.
More developed countries (MDCs)