Her mother did not gave her enough money.
each pound of bananas costs 80 cents. 5 pounds of that is $0.8 x 5 = $4.00
each pound of apples costs $1.40. 5 pounds of that is $1.40 x 5 = $7.00
$4.00 + $7.00 = $11.00
Therefore, she needs 11 dollars to buy 5 pounds of each bananas and apples. She needs to ask her mother for 1 more dollar.
18.725 = 18725/1000 = 3745/200 = 749/40 = 18 29/40
so, your answer is 18 29/40