To model this situation, we are going to use the compound interest formula:

where

is the final amount after

years

is the initial deposit

is the interest rate in decimal form

is the number of times the interest is compounded per year

is the time in years
For account A:
We know for our problem that

and

. Since the interest is compounded monthly, it is compounded 12 times per year; therefore,

. Lets replace those values in our formula:

For account B:

,

,

. Lest replace those values in our formula:

Since we want to find the time,

, <span>when the sum of the balance in both accounts is at least 5000, we need to add both accounts and set that sum equal to 5000:
</span>

Now that we have our equation, we just need to solve for

:
![2000[(1+ \frac{0.0225}{12} )^{12t}+(1+ \frac{0.03}{12} )^{12t}]=5000](https://tex.z-dn.net/?f=2000%5B%281%2B%20%5Cfrac%7B0.0225%7D%7B12%7D%20%29%5E%7B12t%7D%2B%281%2B%20%5Cfrac%7B0.03%7D%7B12%7D%20%29%5E%7B12t%7D%5D%3D5000%20)




![t[12ln(1.001875)+12ln(1.0025 )]=ln( \frac{5} {2})](https://tex.z-dn.net/?f=t%5B12ln%281.001875%29%2B12ln%281.0025%20%29%5D%3Dln%28%20%5Cfrac%7B5%7D%20%7B2%7D%29)


We can conclude that after 17.47 years <span>the sum of the balance in both accounts will be at least 5000.</span>
It would round to 5 because 4.999 is closer to 5 than a decimal (idk if that's 100%)
You multiply or divide integers just as you do whole numbers, except you must keep track of the signs. To multiply or divide signed integers, always multiply or divide the absolute values and use these rules to determine the sign of the answer.
<span>
When you multiply two integers with the same signs, the result is always positive. Just multiply the absolute values and make the answer positive.</span>
<span>Positive x positive = positive
Negative x negative = positive</span>
<span>When you multiply two integers with different signs, the result is always negative. Just multiply the absolute values and make the answer negative.</span>
<span>Positive x negative = negative
Negative x positive = negative</span>
<span>When you divide two integers with the same sign, the result is always positive. Just divide the absolute values and make the answer positive.</span>
<span>Positive ÷ positive = positive
Negative ÷ negative = positive</span>
<span>When you divide two integers with different signs, the result is always negative. Just divide the absolute values and make the answer negative.</span>
<span>Positive ÷ negative = negative
Negative ÷ positive = negative</span>