If you want your friend to pay damages it's a civil suite you would have to take him to court and file a report. If you only have liability your insurance company won't cover a single car accident it only covers the others cars and or people you are involved in an accident with. Full coverage is the type that covers such accidents with usually a deductible included.
<span>Laws passed by Congress and judicial decisions are two things that have caused new interpretations of the Constitution. A changing and evolving society is another cause.</span>
