Horizontal gene transfer (HGT), also known as lateral gene transfer, refers to the movement of genetic information across normal mating barriers, between more or less distantly related organisms, but can also be known as the acquisition by an organism of genetic information by transfer, for example via the agency of a virus, from an organism that is not its parent and is typically a member of a different species.
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This relationship can be described as an early exploration that creates an established foothold in new territory. It is based on human-machine interactions.
<h3>What is Extended Reality?</h3>
Extended Reality refers to all real-and-virtual combined environments capable of enhancing natural senses.
Extended Reality includes different tools such as virtual reality, mixed reality, holograms, etc.
Extended reality is based on human-machine interactions, which are primarily generated by using diverse computer technologies.
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brainly.com/question/26465574
When a person applies for a car loan, mortgage or credit card, the lender determines if lending money to the consumer will be a risk. Credit scores are one way to help credit card companies make the decision to issue credit.
To determine if that person should be given a loan or credit card
Answer
A Personal statement
Explanation
A personal statement essay is one that a person state his or her achievements and qualifications in a manner will convince the admission board members to accept the application to join the learning institution. It is similar to a college admission essay.