The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
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Answer:
1. If you swear by thunder, you'll die by a strike of lightning.
2. If you sharpen both ends of your own pencil, you'll lose both your parents on the same day.
3. Walking backwards will cause you to lose a member of your family.
Explanation:
these are examples but they have objects too (don't take these seriously, they are myths from Haiti, for example, the black bird is considered "bad luck")
Answer:
Resolution
Explanation:
Falling action is wrapping up loose ands and important events after your climax
Exposition is at the very beginning of your story describing setting and character
Rising action is what builds up to your climax
Resolution is the very end of your story and how it wraps up
