The answer to this question is ( Reverend Hale ).
Answer: D) It is severe.
Explanation: Austerity, strict/harsh state of. one can deduce that it is not fearless or informal with minimal effort. Strict can become complex, but does not carry the meaning of complex, so we can eliminate that as well, which leaves us with severe as our answer.
Since a predicative nominative is the first noun after a linking verb (in this case 'is'), the correct answer is A, 'award'.
Financial Literacy is the ability to understand finance. It refers to the set of skills and knowledge that allows an individual to make informed and effective decisions through their understanding of finance