One further distinction is that EFTs can only be used to transfer money between bank accounts in your name, whereas Interac e-Transfers can be used to send money to a third party—like the colleague who spotted you lunch money the day you forgot your wallet.
Curiosity is the stem from which experiments are born. Curiosity can lead to new innovations. Skepticism can help verify the accuracy of different innovations (i.e. medicine, technology, etc.)