Interpersonal conflict, intarpersonal conflict, intargroup conflict,intergroup conflict
Payment history. This, along with public records (see below), generally accounts for approximately 35% of your score. A record of late payments on your current and past credit accounts will typically lower your score. Being consistent about paying on time can, over time, have a positive impact on your score.
The answer to your question is,
A. Expository
-Mabel <3
Hyperbol, metaphor, personification, simili, onomatopoeia, alliteration, repetition, imagery