Answer:
Explanation:
They don't make enough money to make loans to just anyone. Their profit margin is not large enough, and if they make careless loans which default they will loose money that will be harder to replace. Not A.
Banks don't make loans to people who are going to default. Same reason as A. The answer is not B.
Why would depositors do that? If the interest rate goes down the cost of the bond securing the loan will go up. The banks are making more money either way and so in theory are the depositors.
That only leaves D.
It began when Octavian Caesar became the first emperor of Rome in 27 BC.
The formula to use to calculate the debt-to-income ratio is debt / income x 100.
Answer: Option C
<u>Explanation:</u>
To calculate the debt to income ratio, first of all, all the debt of the person should be added up in to a total, then that debt should be divided by the income of the person but which is the gross income that is the income before paying the tax.
Then what ever the answer comes, that number should be multiplied by the number hundred to form a percentage because the percentage could be better understood by the person.
The declaration of independence which officially broke all political ties between the American colonies and great Britain, set fourth the ideas and government, and the constitution outlined how this government would function .
Hope this helped
