Most people who are younger or more susceptible to advertising should stay away from a credit card as they can make people feel like they have much more than they actually have. The worst part is credit card companies persuade people to go over what they can pay back in a month. Because they make money from interest. Now credit cards can be useful for those are poorer and can’t use a debit card because they go from paycheck to paycheck. And are just barely paying bills. But still most of those people will get buried in debt.
