The answer is by rejecting papal authority over the community of believers.
Martin Luther wrote his 95 theses criticizing the Catholic Church and their practices. One of the biggest complaints he had was the church's use of indulgences. This is when an individual could pay the church in order to be forgiven for their sins. This is why he rejected the authority of the pope over the citizens, as he believed the corruption within the church was unethical.
Answer:
the two major effects of the Indian Ocean are the 2C's-- community and contact. Communities: Diasporic communities were set up by merchants to introduce their own cultural traditions into other cultures.
Explanation:
the ambitous jackle
If you are retired, you do not have a source of income from a job--you rely on your savings, interest from investments, or the government (e.g., social security in the US). With a job, your salary typically increases every so often to track inflation. When you just have savings, the total value of your money stays the same while the purchasing power of that money decreases. Investment income on your savings (e.g., interest) counterbalances this effect somewhat and government programs typically give out more money to account for the effects of inflation, but neither of these counterbalancing measures may prove sufficient.
A stock exchange occurs in a centralized location, think Wall Street and the Stock Market. An over-the-counter market does not. Over-the-counter markets are considered less formal compared to exchanges. OTCs are less transparent and operate on fewer rules than exchanges. This can be both good and bad for those involved.
Hammurabi's well-disciplined army of Foot soldiers used axes, spears, and copper or bronze daggers to divide and conquer opponents one by one.