I don't quite understand but Karen owes the credit card company $200, so she has $-200 right now and possibly more in the future to pay for the rest of the bed.
Answer:

Step-by-step explanation:
The system would be:

And I attached the graph. The system will have 2 solution (The 2 intercepts between the curves)
Write a proportion
centimeters / kilometers
1.5 / 45 = 0.8 / x
cross multiply
(1.5 * x ) = (45 * 0.8)
1.5x = 36
divide both sides by 1.5
x = 24
The actual distance between the two points is 24 kilometers.
Hope this helps
"Ten less" means that we subtract 10. "Quotient" means that we divide.
(x / 3) - 10 = 6
I can show you how to solve for x.
Add 10 on both sides of the equation.
x / 3 = 16
Multiply both sides of the equation by 3.
x = 48
I hope I helped :)