The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.
Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.
Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.
Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.
Tip: Include a savings category—aim to save 10 to 15 percent of your income
Answer:
Bismillah Khan's first foreign trip took him to Afghanistan where King Zahir Shah was so impressed with the maestro's shehnai recital that he honoured him with gifts of priceless Persian carpets and other souvenirs.
Answer:
A. They were nervous and ready to believe anything.
Explanation:
There had been no proof of alien existence, let alone alien invasion before Welles' broadcast, and it would likely be more easily confirmed if it were really happening.
Answer:
I got a reply back and to my disbelief it said really? me too
Answer:
Archerfish typically inhabit coastal brackish mangrove estuaries. They exist in either brackish or fresh water. Due to their feeding habits, they are most often found in shallow, preferably murky, waters.
Explanation:
Habitat/range: They can be found in India, New Guinea, Australia, the Philippines, Southeast Asia, and Oceania.
