Answer:
Respect means that you accept somebody for who they are, even when they're different from you or you don't agree with them. Respect in your relationships builds feelings of trust, safety, and wellbeing. Respect doesn't have to come naturally – it is something you learn.
Explanation:
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An phrase ends in -ing and functions as a noun is verbals
Answer:
Some people might not have saved a lot of money during their time working. Therefore, not having enough funds saved up in order to retire. Things are also more expensive than they used to be, causing old people to spend more money.
Explanation:
