1.) are
2.) is
3.) are
4.) was
5.) is
6.) am
7.) were
8.) is/was
9.) am
10.) were
Answer:
This is a problem
Explanation:
The statement actually reveals a problem.
Jayne actually needed more money. This need is a problem and finding/getting the money shows the solution to that need.
Needs are actually problems. Whenever people need something, they are actually into a problem of need. It doesn't matter what they want to use it for. As far as there is a need, then there is a problem.