It is an H.M.O. (Health Maintenance Organization).
<h3>What is H.M.O.?</h3>
A type of health insurance plan that typically restricts coverage to medical services from providers under contract or employed by the HMO. Except in cases of urgency, out-of-network care is typically not covered. You might need to reside or work in an HMO's service region in order to be eligible for coverage. HMOs frequently offer coordinated treatment with an emphasis on wellness and prevention.
An HMO's tendency to offer lower monthly premiums and out-of-pocket expenses (deductibles, copays, and coinsurance) than other insurance plans is one of its benefits. For those who simply require routine medical care, such as yearly exams and immunizations, an HMO is particularly cost-effective.
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The importance of social development is that it augments the proficiency of an individual to interact successfully with others without any hesitation or shyness.
<h3>What is Social development?</h3>
Social development may be defined as the methodology through which individuals comprehend about their society and the appropriate ways to function within it as per the situations.
Social development is one of the major factors in the life of an individual. It overpowers social skills, discovering the ideas of good relationships, as well as a positive impact on the well-being and satisfaction of the individual.
It impacts success greatly. It provides an individual a comfortable environment where he/she can learn very well, apply their knowledge for the betterment of the society, and overall acheive a great height in their carrers.
Therefore, it is well described above.
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Answer:
Benefits will be coordinated.
Explanation:
Since in the question, it is given that both husband and wife are insured under group health insurance plans and it is also under spouse coverage
Now if one of them incurred the expenses so the expenses which are to be incurred are to pay based on the benefits that are coordinated as if an individual covered in two or more plans so it is would be paid as benefits coordination and the same is to be considered in a couple.
I will say GUE because that test is done to confirm the findings of other tests or add information to a diagnosis.
