Explanation:
Indirect cross-contamination - where something helps the organisms move from one place to another. We call these 'vehicles' of contamination. Just as you would get in your car or on a bus to travel from one place to another, micro-organisms will hop on to something to travel from raw to cooked food.
Your institution's financial aid office will usually send you a letter on when the amount is disbursed and the amount for each semester.